Residential mortgage lenders

Can we see which loans and channels make money, keep budgets and forecasts current, and understand the cash we will need in the weeks ahead?

Mage

Yes. We’ll connect the agreed loan and finance sources and build the reporting workflows around your definitions.

  • Review loan profitability and cost per funded loan
  • Refresh budgets, forecasts and variance reports
  • See projected cash balances and liquidity needs
  • Keep assumptions and financial decisions with your team

Start with one reporting period, an agreed finance basis and the output your team uses.

Overview

We build it. Your team puts it to work.

Connect loan revenue, production costs, plans and cash records so finance can explain profitability, update the outlook and see upcoming liquidity needs.

We handle the implementation

We connect the agreed sources, build the workflow, and check the prepared loan profitability report with your team.

We keep the work running

Recurring runs, checks, and safe recovery stay with us. Decisions that need your judgment come to your team.

You use the result

Compare product and channel contribution, investigate actual-versus-plan changes, or explore projected cash balances using the same maintained finance records.

Automate the finance work behind lending

Mage connects your systems, learns your business rules, and keeps these solutions running.

Loan profitability reportFrom production and costs
Apply cost rules
Reconcile the basis
Finance cadence

Loan profitability and cost-per-loan reportingCompare revenue, costs and contribution by product or channel, with margins and cost per funded loan on an agreed reporting basis.

Compare with plan
Focus the reviewBudget and forecastActuals and plans
Compare with plan

Budgeting, forecasting and variance analysisRefresh budgets and forecasts from loan volumes and expense plans, with clear explanations of actual-versus-plan changes.

Liquidity forecastCash and commitmentsDaily or weekly
Project cash flowsRetain timing basis

Cash-flow forecasting and liquidity reportingForecast cash from balances, receipts and payments, with loan-funding and settlement dates where applicable.

From loan records to a finance-ready result

We map your reporting basis, connect the inputs and implement the workflow with the finance owner who accepts the output.

Loan profitability report
InputProduction and costs
RuleApply cost rules
CheckReconcile the basis
TimingFinance cadence
OutputLoan profitability report
ForMortgage finance

Start with trusted recordsConfirm revenue and cost sources. Agree the reporting population.

Tie funded-loan counts and volume to production records; reconcile included revenue and costs. Distinguish contribution before corporate overhead from fully allocated profit.
Finance cadence
Production and costs
Apply cost rules
Reconcile the basis

Build around your rulesApply approved mappings. Retain unresolved amounts.

Reference
Source revenue$2.43M
Matched + open$2.40M + $0.03M
ResultOpen review
Prepared
Source revenue$2.43M
Matched + open$2.40M + $0.03M
ResultOpen review

Check the resultReconcile the included totals. Keep exceptions for review.

Launch loan profitability reportReady for review

Approve the launchYour team reviews the result. Keep required approvals.

Keep reporting current as finance records change

Refresh agreed inputs and retain source versions so finance can distinguish new activity, revised records and missing updates.

Loan profitability reportResult reviewed
Apply cost rules
Late revenue extractRecovery checked

Reporting basis rechecked

Recover within the rulesHold the affected reporting population, surface the source delay and recheck it when the extract arrives; retain the prior accepted version.

Check loan profitability report
finance records ready
finance records held

Revenue basis prepared

Check for exceptionsTrack the latest cutoff. Retain unresolved differences.

Meet the delivery windowAgree peak volumes. Plan the delivery window.

Use the same data to answer the next question

Compare product and channel contribution, investigate actual-versus-plan changes, or explore projected cash balances using the same maintained finance records.

Which products contribute most, where are we off plan, and when could projected cash fall below our agreed buffer?

Your systems stay. Your team stays in control.

Your loan and accounting systems stay in place. Finance retains revenue-recognition policy, cost-allocation decisions, journal approval and period-close acceptance.

Your systems

Keep your systems

Use agreed sources. Choose where it runs.

Your decisions

Control access

Set team access. Review each change.

Our support

Get ongoing help

Get help with issues. Plan agreed changes.

Explore enterprise

Start with your highest-priority finance workflow

Tell us whether you want to improve profitability reporting, budgeting and forecasting, or cash-flow visibility. We’ll agree the sources, definitions and finished output with your finance team.

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Find a workflow that moves revenue, meets a deadline, or gives your team time back.

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Match hours and workers. Prepare required reports.

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Match results to samples. Keep lab review moving.

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Find stock and receipt gaps. Prepare replenishment.

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Keep stock reviews current. Resolve order holds.

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