Loan data
Automated
secondary marketing
Mage connects your mortgage systems, builds reusable domain knowledge, and applies your capital markets rules to automate secondary marketing
Hedge book
Lending rules
Investor bids
Price & lock
Compare bids
Forecast loans
Hedge & roll
Commit & sell
Loan margins
Cash forecast
Learn & adapt
From investor pricing to reconciled loan margins
Product pricing & lock management
Keep rates, eligibility and lock terms aligned as markets move and loans change.
Expected fundings$16M
Short TBA$16M
$0open notional
Pipeline hedging
Keep hedge coverage aligned with expected fundings as loans, rates and settlement dates change.
Committed
Delivered
Purchased
Investor A · 100.30 pts$8,014,000 net
Best netInvestor B · 100.24 pts$8,011,200 net
Investor C · 100.18 pts$8,008,400 net
Loan trading & delivery
Carry the best eligible sale through purchase, with commitments, delivery and proceeds kept in sync.
Manage more volume without growing the desk
94% less
manual work
Mage handles recurring work from pricing through reconciled margins, while people oversee material decisions.
2+ bps
loan-sale lift
Better bids add 2+ bps on sold principal before project costs in the high-case model.
Consistent
checks
Reuse your approved data and matching rules across recurring reporting, with exceptions surfaced for review.
How Mage fits
Connect your Capital Markets systems
Connect pricing, hedging and loan sales so the same loan records carry through to realized margins.
Your systems
Loan locks
Pricing rules
Hedge positions
- 1Product pricing & lock management
- 2Pipeline hedging
- 3Loan trading & delivery
Connected outputs
Desk report
Investor delivery
Desk updates
Bring secondary marketing into one workflow
Connect pricing, rate locks, hedging and investor delivery for your Capital Markets team.
Back to industry overviewICE Encompass
Pricing and eligibility rules
Hedge positions
Investor bids
Operating rules
Realized margin$30K
Loans sold$8M
Loan sale settledS-204 · $8.024M gross proceeds
✓ ReconciledLearn
Map your secondary desk
Connect loan, pricing, hedge and investor records. Agree your Capital Markets rules and cutoffs.
Design
Connect the processes
Link pricing, pipeline hedging and loan sales around the same loan records.
Automate
Launch secondary marketing
Validate the connected workflow and deliver recurring results to your Capital Markets team.
Plan your secondary marketing workflow
Tell us which secondary marketing processes your Capital Markets team wants to connect, which records they use, and where the results should go.