Automated solutions for
commercial bankingAutomated solutions for commercial banking

Mage connects your loan and finance systems to prepare files for underwriting, report loan profitability, and forecast lending performance and cash needs.

Prepare underwriting files

Check loan documents for gaps, then file the packet and results in your loan system.

Explore loan manufacturing

Your business, built into every workflow

One view of each funded loan
Match loan IDs, finance records and channel definitions, keeping the funded-loan population tied to its sources.

Overhead allocation$240K / 200 funded loans

$1.2Kper loan

Cost / funded loan

$9.6K$10.8K

Production$9.6KOverhead$1.2K

Forecast overhead

Pending$252K

200210220

Forecast funded loans

Finance rules, applied consistently
Reuse agreed loan groups, account mappings and allocation rules each time you report loan profitability.

Purchase · 120 funded loansProfit after allocation

$156K

Matched revenueREV-PUR$1.50M

Production costsGL-PUR−$1.20M

Overhead allocationALLOC-v3−$144K

Every result, traced to its source
Trace loan profit to matched revenue, production expenses and corporate allocations.

Produce more loans without scaling costs

Time savings

96% less
manual work

Mage handles repetitive manual tasks from application through post-closing so your team can focus on other priorities.

Volume

2.3× as many
loan reviews

Keep more loans moving through underwriting with the team you already have.

Business performance

+7 bps
margin increase

Increase revenue from better loan-sale and hedge executions.

Solutions for mortgage teams

Choose the loan preparation, profitability, or forecasting workflow you want to automate.

Income evidence

Collected and attached

Asset records

Organized with the loan file

Completeness checks

Results saved with source evidence

Loan manufacturingAssemble checked loan packets and file them in your loan origination system.Explore loan manufacturing

Secondary marketing✓ Delivered

Realized margin$30K

Gross sale proceeds$8.024M

Loan cost basis$8M

Sale S-204 · Reconciled

Sale gain+$24K

Allocated hedge+$16K

Execution costs−$10K

Secondary MarketingConnect pricing, rate locks, hedging and loan sales for your Capital Markets team.Explore secondary marketing

How Mage fits

Keep loan and finance records connected to the work

Mage works with your loan and accounting systems to prepare underwriting packets and profitability reports using your rules. Your teams own underwriting decisions, accounting policy and approvals. Before launch, we agree on borrower data access, safeguards, and required agreements.

Your systems

Loan files

Applications, documents and funded loans

Finance records

Revenue, commissions and expenses

Business rules

Document requirements and cost allocations

The workflow between your tools

1Connect your records
2Apply your rules
3Deliver the result

Completed outputs

Underwriting packets

Checked documents filed in your loan system

Profitability reports

Profit and cost per funded loan in your finance reporting tools

Explore enterprise

Loan profitability, ready for review

Get a recurring profitability report with cost detail and unmatched revenue entries ready for review.

Explore all solutions

Loan group	Loans	Share	Amount
Purchase	120	60%	$144K
Refinance	40	20%	$48K
Home equity	40	20%	$48K

Entry	Amount
REV-0201	$12K
REV-0202	$10K
REV-0203	$8K

Revenue, cost and profit in $KProfit in $K · Cost / loan in $. Illustrative management report for 200 funded loans: $90M funded volume, $2.40M revenue, $1.92M direct production costs and $240K corporate allocation. Total cost is $2.16M, contribution before overhead is $480K, and profit after allocation is $240K. Cost per funded loan is $10,800. Three unmatched revenue entries totalling $30K are excluded from the cohort. This is a synthetic example, not a customer result.
Loan group	Loans	Revenue	Cost	Profit	Cost / loan
Purchase	120	1,500	1,344	156	$11,200
Refinance	40	600	528	72	$13,200
Home equity	40	300	288	12	$7,200
Total	200	2,400	2,160	240	$10,800

Learn

Define the finance basis

Map loan and finance records. Agree on scope, output and reporting owners.

Design

Apply your finance rules

Set mappings and finance rules. Agree the schedule, delivery and review process.

Automate

Launch recurring reporting

Validate a closed period. Start recurring runs with tracking and finance support.

Let’s talk mortgage automation

Tell us which loan and finance systems you use and what you want to improve about file preparation or profitability reporting.