Automate loan
profitability reporting

Mage connects your mortgage origination and accounting systems, learns your reporting rules, and reuses that knowledge to report profit and cost per funded loan.

Loan group	Loans	Share	Amount
Purchase	120	60%	$144K
Refinance	40	20%	$48K
Home equity	40	20%	$48K

Entry	Amount
REV-0201	$12K
REV-0202	$10K
REV-0203	$8K

Revenue, cost and profit in $KProfit in $K · Cost / loan in $. Illustrative management report for 200 funded loans: $90M funded volume, $2.40M revenue, $1.92M direct production costs and $240K corporate allocation. Total cost is $2.16M, contribution before overhead is $480K, and profit after allocation is $240K. Cost per funded loan is $10,800. Three unmatched revenue entries totalling $30K are excluded from the cohort. This is a synthetic example, not a customer result.
Loan group	Loans	Revenue	Cost	Profit	Cost / loan
Purchase	120	1,500	1,344	156	$11,200
Refinance	40	600	528	72	$13,200
Home equity	40	300	288	12	$7,200
Total	200	2,400	2,160	240	$10,800

From funded loans to finance-ready reporting

Connect production, revenue and expenses so finance can review loan profitability, understand unit costs and trace the figures to their source.

Cost per funded loan200 funded loans

Direct production$9,600

Corporate allocation$1,200

Total cost / loan$10,800

Direct productionCorporate allocation

Purchase

$11,200

Refinance

$13,200

Home equity

$7,200

$0$14K

Cost per loan, explained
Match ledger expenses and commissions without double-counting. Allocate overhead across the funded-loan cohort.

Profit after allocation

ProfitCorporate allocation

Purchase$156K

Refinance$72K

Home equity$12K

$0$160K$320K

Profitability by loan group
Compare revenue, production costs and profit across purchase, refinance and home-equity loans on the same reporting basis.

Revenue tied to source

Source revenue: $2.43M
Matched cohort: $2.40M
Unmatched revenue: $30K

3 open entries

REV-0201$12K

REV-0202$10K

REV-0203$8K

Loan revenue, reconciled
Trace funded-loan revenue to ledger records, with unmatched entries kept outside the cohort and visible for finance review.

Explore the platform

Measure the impact on loan profitability reporting

Capacity

Hours back
each close

Measure loan profitability report preparation at comparable funded volume and loan mix.

Speed

Earlier
profitability reports

Track time from the agreed source cutoff to delivery of the checked loan profitability report.

Quality

Unmatched revenue
kept visible

Track unmatched revenue entries and dollars excluded from the funded-loan cohort.

How Mage fits

Connect loan production to the finance view

Your loan and accounting systems stay in place. Mage prepares the profitability report between those sources and the reporting tools your finance team uses.

Your systems

Loan production

Funded loans, amounts and loan group mappings

Finance records

Revenue, commissions and agreed expenses

Reporting rules

Cutoffs, account mappings and cost allocations

The reporting workflow between your tools

1Match loans
2Calculate profit and cost
3Reconcile and deliver

Completed outputs

Profitability report

Revenue, contribution and allocated profit

Cost-per-loan view

Unit costs on the agreed funded-loan basis

Reconciliation register

Source checks and unresolved differences

Explore enterprise

Put loan profitability reporting on repeat

We connect funded-loan records, ledger expenses and allocation rules, then run the workflow that prepares your loan profitability report.

Explore solutions

Loan group	Loans	Share	Amount
Purchase	120	60%	$144K
Refinance	40	20%	$48K
Home equity	40	20%	$48K

Entry	Amount
REV-0201	$12K
REV-0202	$10K
REV-0203	$8K

Revenue, cost and profit in $KProfit in $K · Cost / loan in $. Illustrative management report for 200 funded loans: $90M funded volume, $2.40M revenue, $1.92M direct production costs and $240K corporate allocation. Total cost is $2.16M, contribution before overhead is $480K, and profit after allocation is $240K. Cost per funded loan is $10,800. Three unmatched revenue entries totalling $30K are excluded from the cohort. This is a synthetic example, not a customer result.
Loan group	Loans	Revenue	Cost	Profit	Cost / loan
Purchase	120	1,500	1,344	156	$11,200
Refinance	40	600	528	72	$13,200
Home equity	40	300	288	12	$7,200
Total	200	2,400	2,160	240	$10,800

Learn

Define the funded-loan basis

Map funded loans, production income and expenses to your reporting definitions.

Design

Map revenue and costs

Define loan groups, cost allocations and source checks for the profitability report.

Automate

Run profitability reporting

Validate each loan report with finance, refresh the figures and route open entries.