Load funding
Automate mortgage
cash-flow forecasting
Mage connects your cash balances, loan funding and settlement schedules, learns your timing rules, and reuses that knowledge to project cash balances and surface upcoming liquidity gaps.
Load cash
Load bills
Get receipts
Match dates
Project cash
Check buffer
Deliver cash
Route gaps
From funding commitments to the cash ahead
Bring opening cash, funding and settlement dates together so finance can see expected balances, timing troughs and payments that need attention.
Funding cash outlook · Projected cash · USD $M
Closing cash$3.0M
Opening
Funding
Settlement
Payments
Funding commitment−$2.4MConfirmed · Net of draws
Investor settlement+$2.7MExpected · Net of repayments
Operating payments−$0.5MScheduled
See the cash between funding and settlement
Project cash by value date, with funding and investor proceeds net of applicable warehouse draws and repayments. Check the lowest balance as well as closing cash.
Funding commitmentFND-104 ·
ConfirmedNet of draws−$2.4M
LN-104
Investor settlementSET-104 ·
ExpectedNet of repayments+$2.7M
Funding dates tied to settlement receipts
Keep the loan and settlement references together, distinguishing confirmed funding from expected investor proceeds.
- Projected cash
- $0.8M
- Internal buffer
- $1.0M
$0$1.0M buffer
Buffer gap$0.2M
Finance reviewrequired
Borrowing capacity excluded from cash
Cash and borrowing kept separate
Compare unrestricted cash with your internal buffer. Keep facility capacity outside cash and route timing gaps for finance review.
Measure the impact on cash visibility
More time
for funding decisions
Measure recurring cash forecast preparation across the same accounts, facilities and planning horizon.
Earlier sight
of cash gaps
Track how far ahead the forecast surfaces a potential shortfall against your internal cash buffer.
Timing with
a source record
Track expected receipts and payments with a retained value date, source and confirmation state.
How Mage fits
Keep funding and settlement records in the cash view
Your bank, loan and accounting systems stay in place. Mage prepares a cash forecast around your accepted balances, timing assumptions and funding arrangements.
Your systems
Accepted balances
Unrestricted bank cash and reconciled opening basis
Funding and settlements
Loan commitments, receipts and applicable facility flows
Payments and timing
Payables, value dates and confirmation states
The cash workflow between your tools
- 1Align value dates
- 2Project cash balances
- 3Check timing and buffer
Completed outputs
Cash forecast
Opening, daily and closing unrestricted cash
Movement schedule
Funding, settlement and operating cash flows
Timing exceptions
Uncertain receipts and potential buffer gaps
Finance authorizes borrowing, loan funding and payments.
Put your funding cash forecast on repeat
We connect accepted cash and commitment records, define the timing basis and implement a recurring cash workbook with your finance team.
Explore solutionsBank cash
Settlements
Timing rules
Funding cash forecastDaily cash · USD
PreparedClosing cash$3.0M
Lowest cash$0.8M
Unrestricted cash · Internal buffer $1.0M
| Value date / movement | Flow | Cash |
|---|---|---|
| Opening cash | — | 3.2 |
| · Funding, net of draws | −2.4 | 0.8 |
| · Settlements, net of repayments | +2.7 | 3.5 |
| · Operating payments | −0.5 | 3.0 |
| Closing cash | −0.2 | 3.0 |
Wed settlement expected. Capacity excluded from cash.
CashMovementsTiming gaps
Learn
Define the cash perimeter
Map cash balances and funding. Agree the dates and owners.
Design
Map the funding timeline
Set funding and timing rules. Agree the buffer, checks and review.
Automate
Refresh the cash outlook
Check a full funding cycle. Deliver cash forecasts and timing gaps.
Automate mortgage cash-flow forecasting
Tell us how you track bank balances, loan funding, investor settlements and payments, including any warehouse facilities and uncertain settlement dates.