Automate lending
budgets and forecasts

Mage connects your loan production, finance actuals and plans, learns your planning rules, and reuses that knowledge to build loan-volume budgets, refresh forecasts and explain changes against plan.

USD $K · Loan counts in units
Lending plan	Actual	Budget	F02
Funded loans	200	220	210
Production revenue	2,400	2,640	2,520
Production costs	1,920	2,112	2,016
Corporate allocation	240	264	252
Allocated profit	240	264	252

From funded-volume assumptions to a clearer outlook

Build the lending budget from loan volumes and unit costs, then refresh the forecast and explain changes for finance review.

Lending production model · USD

Per funded loan

Revenue: $12,000
− Production cost: $9,600
− Corporate allocation: $1,200
Profit after allocation: $1,200

Budget B01

220funded loans

× $1,200 / loan

Allocated profit: $264K
Revenue× $12,000 / loan: $2.64M

Forecast F02

210funded loans

× $1,200 / loan

Allocated profit: $252K
Revenue× $12,000 / loan: $2.52M

From funded loans to planned profit
Apply revenue, production costs and corporate allocation per loan to each funded-volume plan. See the budget and forecast revenue and profit on the same basis.

Revenue vs budgetSame period · $2.0M–$3.0M scale

$2.64MBudget B01

−$120KVolume

$2.52MForecast F02

−10 funded loans × $12,000 revenue / loan

See what changed against budget
Trace the revenue difference to ten fewer planned funded loans, with the same revenue per loan and outlook period.

Proposed volume revisionVOL-PLAN-F02

Budget B01220funded loans

Forecast F02210funded loans

Revenue effect−$120K

Profit effect−$12K

Review the assumption and its effect
Keep the budget intact while a proposed volume change flows through revenue and allocated profit. Retain its source, rule and finance reviewer.

Explore the platform

Measure the impact on the planning cycle

Capacity

More time
for the outlook

Measure recurring forecast preparation at comparable loan volume, product mix and reporting scope.

Speed

A current
lending forecast

Track time from the agreed actuals cutoff to delivery of the refreshed forecast and budget comparison.

Traceability

Changes with
a clear basis

Track forecast changes with a retained driver, source version and finance owner.

How Mage fits

Connect lending activity to your operating plan

Your loan, accounting and planning systems stay in place. Mage prepares the outlook around the reporting periods and assumptions your finance team owns.

Your systems

Loan production

Funded counts and volumes by product and channel

Finance actuals

Production revenue, expenses and accepted close figures

Plans and drivers

Budget versions, unit costs and volume assumptions

The planning workflow between your tools

1Match finance periods
2Build budget and forecast
3Explain budget changes

Completed outputs

Budget and forecast

Revenue, production costs and allocated profit

Budget comparison

Same-period changes and their lending drivers

Assumption register

Owners, versions and open inputs

Explore enterprise

Keep your lending plans ready for review

We map funded-volume drivers, connect accepted actuals and implement budget and forecast workbooks with your finance team.

Explore solutions

USD $K · Loan counts in units
Lending plan	Actual	Budget	F02
Funded loans	200	220	210
Production revenue	2,400	2,640	2,520
Production costs	1,920	2,112	2,016
Corporate allocation	240	264	252
Allocated profit	240	264	252

Learn

Define the planning basis

Map loan volumes and actuals. Agree budget periods and owners.

Design

Connect the lending drivers

Set budget and forecast rules. Agree the checks and versions.

Automate

Refresh the lending outlook

Check a full planning cycle. Deliver plans and open changes.