Application
Automated personal
loan originationPersonal loan origination
Mage connects your lending systems, builds reusable domain knowledge, and applies your credit and funding rules to automate loan origination
Loan evidence
Lending rules
Check intake
Check identity
Check finances
Underwrite
Prepare offer
Sign loan
Fund & book
Loan file
Accepted loan
From application to servicing acceptance
Application
- File
- APP-1042
- Amount
- $8,000
- Term
- 36 months
Evidence matched
- Identity
- Verified
- Credit report
- CR-18
- Income evidence
- INC-24
Underwriting file
- Credit policy
- CR v4
- Evidence links
- Retained
Underwriting File Preparation
Give underwriters a decision-ready file with identity, credit and income evidence linked to the application.
Approved termsDEC-18 · $8,000 · 36 months
Loan agreement
AGR-1042 · v3
- Terms version
- Matched
- Disclosure copy
- Retained
Signature verifiedSIG-42
Loan Documentation
Keep the agreement and disclosures aligned with approved terms and retain evidence of the signed version.
Loan disbursement$8,000
- Release authorizedREL-1042
- Payout submittedPAY-1042
- Bank settlement matchedSET-42
Loan Disbursement
Give funding teams a payout record with the authorization, submission and matched bank settlement.
Process more applications with less rework
Fewer manual
file touches
Assemble the evidence in one file and track manual touches per application.
Earlier review
Route missing or conflicting evidence to the right owner and measure time from flag to assignment.
Clear handoffs
Track the share of funded loans with a matched settlement and recorded servicing acceptance.
How Mage fits
Connect the systems behind each personal loan
Connect intake, verification and funding for personal installment loans so each team can act on the same evidence.
Your systems
Application records
Application ID, product and terms
Verification results
Identity, credit and income evidence
Loan events
Signing, settlement and acceptance
The workflow between your tools
- 1Match evidence
- 2Apply lender rules
- 3Route next steps
Your teams & tools
Underwriting files
Evidence linked to each application
Exception queue
Open issues with owners
Servicing handoffs
Booked loans and acceptance records
Your team owns credit decisions, exceptions and funding releases.
Give each team a traceable loan record
Link the credit approval, signed agreement, settlement and servicing acceptance to the original application so operations can trace every handoff.
Explore all solutionsApplication
Credit decision
Signed file
Settlement
Servicing reply
Origination handoff record
Application → loanAPP-1042 → LN-1042
Credit approval
DEC-18 · CR v4
Signed agreement
AGR-1042 · v3
Bank settlement matchedPAY-1042 → SET-42
$8,000Learn
Map your loan process
Identify application sources, required evidence, approval owners and the records Servicing accepts.
Design
Define checks and handoffs
Agree on how to match evidence, route exceptions and reconcile the payout to the opening loan record.
Automate
Launch with your controls
Validate sample files and confirm each receiving team can trace its handoff.
See how your loan origination workflow could run
Tell us which handoff slows your team down and where the records live. We’ll map the checks and routing with you.