{
  "process_id": "LM-13",
  "policy_version": "synthetic-v1",
  "description": "Changed circumstances, redisclosures and lock administration review preparation only. No live system actions.",
  "rules": [
    {
      "kind": "equals",
      "field": "change_source_supported",
      "value": true
    },
    {
      "kind": "equals",
      "field": "change_classification_approved",
      "value": true
    },
    {
      "kind": "equals",
      "field": "event_time_verified",
      "value": true
    },
    {
      "kind": "equals",
      "field": "current_rule_version",
      "value": true
    },
    {
      "kind": "equals",
      "field": "pricing_authority_verified",
      "value": true
    },
    {
      "kind": "equals",
      "field": "action_status",
      "value": "pending_authorized_execution"
    }
  ],
  "records": [
    {
      "id": "LM-13-clean",
      "fields": {
        "loan_id": "L-213",
        "change_id": "CH2",
        "change_source_supported": true,
        "change_classification_approved": true,
        "event_time_verified": true,
        "current_rule_version": true,
        "pricing_authority_verified": true,
        "action_status": "pending_authorized_execution"
      },
      "expected_status": "ready_for_review"
    },
    {
      "id": "LM-13-hold",
      "fields": {
        "loan_id": "L-213",
        "change_id": "CH2",
        "change_source_supported": true,
        "change_classification_approved": true,
        "event_time_verified": false,
        "current_rule_version": true,
        "pricing_authority_verified": true,
        "action_status": "pending_authorized_execution"
      },
      "expected_status": "hold",
      "expected_reason": "The change event time is unknown. Hold the proposed deadline and route the missing fact to the disclosure reviewer."
    },
    {
      "id": "LM-13-clean",
      "fields": {
        "loan_id": "L-213",
        "change_id": "CH2",
        "change_source_supported": true,
        "change_classification_approved": true,
        "event_time_verified": true,
        "current_rule_version": true,
        "pricing_authority_verified": true,
        "action_status": "pending_authorized_execution"
      },
      "expected_status": "ready_for_review",
      "replay_of": "LM-13-clean",
      "expected_effect": "Reuse the original result. One record, zero new downstream actions."
    }
  ],
  "field_schema": {
    "loan_id": "string",
    "change_id": "string",
    "change_source_supported": "boolean",
    "change_classification_approved": "boolean",
    "event_time_verified": "boolean",
    "current_rule_version": "boolean",
    "pricing_authority_verified": "boolean",
    "action_status": "string"
  }
}