{
  "process_id": "LM-01",
  "policy_version": "synthetic-v1",
  "description": "Application intake and loan setup review preparation only. No live system actions.",
  "rules": [
    {
      "kind": "equals",
      "field": "verified_loan_match",
      "value": true
    },
    {
      "kind": "equals",
      "field": "source_fields_validated",
      "value": true
    },
    {
      "kind": "equals",
      "field": "assignment_receipts_complete",
      "value": true
    }
  ],
  "records": [
    {
      "id": "lm-01-sample-a",
      "fields": {
        "verified_loan_match": true,
        "source_fields_validated": true,
        "assignment_receipts_complete": true
      },
      "expected_status": "ready_for_review"
    },
    {
      "id": "lm-01-sample-a",
      "fields": {
        "verified_loan_match": true,
        "source_fields_validated": true,
        "assignment_receipts_complete": true
      },
      "expected_status": "ready_for_review"
    },
    {
      "id": "lm-01-sample-b",
      "fields": {
        "verified_loan_match": false,
        "source_fields_validated": true,
        "assignment_receipts_complete": true
      },
      "expected_status": "hold"
    }
  ],
  "field_schema": {
    "verified_loan_match": "boolean",
    "source_fields_validated": "boolean",
    "assignment_receipts_complete": "boolean"
  }
}